Northstar Insurance Agency (“we” or “us” or “our”) maintains a high level of respect for your privacy and our our users (“user” or “you”). You divulge personal information about yourself or individuals in your household each time you request an insurance quotation, make changes to your insurance contract, apply for insurance, or file a claim. This Privacy Policy explains how we collect, use, disclose, and safeguard your information. Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access the site.

We reserve the right to make changes to this Privacy Policy at any time and for any reason. Any changes or modifications will be effective immediately upon posting the updated Privacy Policy on the Site, and you waive the right to receive specific notice of each such change or modification.

You are encouraged to periodically review this Privacy Policy to stay informed of updates. You will be deemed to have been made aware of, will be subject to, and will be deemed to have accepted the changes in any revised Privacy Policy by your continued use of the Site after the date such revised Privacy Policy is posted.

INFORMATION WE MAY COLLECT
We may obtain information about you from the following sources:
Details provided on your completed forms or applications or the data that you provide to us via telephone;
Your transactions with us and other companies;
Information from your employer or association about Liberty Mutual Group products;
Data from consumer reporting agencies, motor vehicle departments, medical institutions, and inspection services; and
Details collected from visits to the Liberty Mutual website.

INFORMATION WE MAY DISCLOSE
We are authorized to reveal the following information about you:
Information from your application or other forms, such as your name, date of birth, address, social security number, vehicle, and driver data;
Details regarding your transactions with us, our associates, or others, like your insurance coverage, payment history, and some claims information; and
Data obtained from third parties, including your driving records and claims history.

PARTIES TO WHOM INFORMATION MAY BE DISCLOSED
We do not reveal your personal information to any party except as required by law. We are authorized by law to make disclosures to:

• A third party that performs services for us, such as claims inquiries, medical evaluations, inspections, and appraisals, or for roadside assistance or vehicle repairs in the event of a claim;
• Our affiliates and reinsurers; Insurance and reporting agencies;
• Consumer reporting agencies for obtaining loss and motor vehicle history information and credit report data where permitted by law;
• State Motor Vehicle Departments to ascertain accident or conviction reports or to verify your compliance with mandatory motor vehicle liability insurance laws;
• Law enforcement agencies or other government authorities to report suspicious illegal activities;
• Persons or organizations conducting insurance actuarial or research studies;
• Companies that provide marketing services on our behalf or as part of a joint marketing agreement with banks, credit unions, affinity partners, or providers of annuity and financial products and services supplied through us to our customers; and
• As authorized by law.

HOW WE PROTECT YOUR INFORMATION
We safeguard your private personal information, both physical and electronic, by utilizing suitable precautions. These measures align with applicable laws. We keep your information for the duration determined by law or regulation. Only those employees or agents who are necessary to provide you with products or services can access your information. We do not sell your information to telemarketing or mass marketing firms. Any data that we share with third parties, including marketing institutions that undertake duties for us or promote our products, is subject to appropriate confidentiality protections and will be used solely for the intended purpose.

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